Eligibility criteria for personal loan ; Nationality. Indian ; Age. 21 years to 67 years* ; Work status. Salaried ; Employment. MNC, public or private company.

Let us consider a personal loan for a ₹30,000 salary. If you have a monthly EMI of ₹8,000, you can usually get a personal loan of up to ₹5.5 lakh.

Home Loan Eligibility ; Age, 18 - 70 years ; Income, Rs. 25,000 ; Credit Score, Above 750 ; Employment Status, Salaried or Non-Salaried ; Work Experience, 2 Years.

A loan against property is a secured loan availed against a commercial or residential property kept as collateral with the lender.